Home Ownership Library

Exactly one year after OSFI said it would review its B-20 guidelines and scrutinize underwriting standards further, the banking regulator made good on that promise. The Office of the Superintendent of Financial Institutions (OSFI) released various proposals on Thursday to further tighten mortgage underwriting standards at federally regulated lenders. The biggest...

In love with that shiny new marble countertop in your renovated kitchen? Be careful it doesn't blind you into thinking it's going to make you money. Contrary to what the shelter magazines and home decor TV shows would have you believe, expensive home renovations don't necessarily...

The have-nots of housing are watching, mad as hell, as homeowners glory in their paper fortunes. And they’re starting to lash out. A year after getting married, Alex Taylor and Rachel Tuttle decided it was time to buy a home and start a family. The two...